NPF "Pension Fund Yurub" (ao) adeegyada gargaarka. fund Pension "Yurub" (NPF): jawaab-celin ah macaamilka iyo shaqaalaha

NPF "Yurub" - mid ka mid ah hoggaamiyeyaasha ee suuqa dhaqaale ee Ruushka, kuwaas oo macaamiisha leeyihiin 1.8 milyan oo qof oo u noqday. Gudashada hawlaha on gabagabeeyo heshiis OPS iyo NGOs on caymiska muwaadiniinta Ruush 22 sano, "Pension Fund Yurub" (NPF, ao) dib u shaqo ee wakiilada iyo bixinta lacagta hawlgabka ma qarin - web waxaa labada macaamiisha ku qanacsan iyo dulmee maal.

From diiwaanka lacagta caddaanka ah - at NPF

Markii hore fund gudbiyo naftiisaba in ay "lacagta hawlgabka" iyo adeegyada hawlgabka oo keliya la siiyaa. Tan iyo 2012, line wax soo saarka ee NPF "Yurub" noo ogolaanaya in ay bixiyaan macaamiishu adeega caymiska iyo daryeelka for dhan dhadhankii: ka soo gunaanaday OPS heshiiska caadiga ah qorshaha hawlgabka qofka iyo shirkadaha, oo ay ku jiraan la talinta hawlgabka, hirgelinta caasimada hooyonimada, lacagta hawlgabka co-maal. xafiiska madaxa ku yaalaa xafiiska Moscow, laakiin juqraafiga shirkadda qabsatay iyo xarumaha gobolka kale. Reviews of NPF "Fund Pension Yurub" Internet-ka waa wax caadi ah - hay'ad takhasus sare leh, codsiyada ka shaqaalaha ka mid ah shirkadaha qodniinka-, waxa ay noqotay shirkadda caymiska widebody ah, adeegaya sida heshiiska shakhsiga ah iyo dabeecadda isla socota ee codsiga.

Wada-hawlgalayaasha Fund

Shirkadaha Key iskaashi la Foundation "European NPF" (dib u eegista hawlaha ay lagu yaqaan dunida oo dhan), waxay kala yihiin:

• Banks 'furan' iyo 'Bean Bank "(" Discovery "waxay bixisaa account hadda ee OPS-qandaraasyada," Bean Bank "- Hawlgabka (NGOs))," City Bank "," Bank Yurub ee dib u dhiska iyo Bangiga Horumarinta "," Renaissance Capital Bank "," Credit Europe Bank ".
• Wada-hawlgalayaasha Western: Morgan Stanley (bangi ganacsi American, taas oo ah qayb ka mid ah lagu hayo weyn), Deutsche Bank - bangiga Jarmal, Wakiilka caalamiga ah ee waaweyn.
• Madaxda Ruush metalworking warshadaha - Chabrovsk Ural iyo 2 Tube Rolling Plant.

Mulkiilayaasha NPF "Yurub"

Inta badan saamiyada shirkadda, kuwaas oo - 30%, sanadkii 2012 wuxuu noqday hantida "Bank Yurub ee dib u dhiska iyo Horumarinta "(EBRD). Si kastaba ha ahaatee, waxqabadka bangiga ee aan ku koobnayn oo kaliya iibsan 1/3 hantida ay kaleeyihiin, iyo ka dib markii macaamilka ganacsi ah, si wadajir ah ula dhismeedka Chabrovsk tuuboyinka Rolling Plant dhaqaale iibsaday 25% kale.

Sidaas darteed, shirkaddu waxay bilaabeen inay qabtaan badi hantida fund ah (55%), taas oo, on gacanta ku hal, si ay u horumariyaan joogto ah ee deegaanka gudaha (marka milkiilayaasha bedelay mid kale ka dib, oo waxay keeni weheliyaan shaqaalaha cusub iyo kuwa raacsan, mid kasta oo ka mid ah kii uu doonayo in uu ku toosiyo hawlaha "ay dabcan"), oo dhinaca kale ah - halaagnay tartan ee shirkadaha kale hay'ad maaliyadeed oo soo jiidasho leh sida.

Si kastaba ha ahaatee, tani ma saamayn jawaabaha kuwa wareejiyo NPF "Yurub", - guud ahaan, macaamiisha qiimeeyo hawlaha unug sharci sida a si tartiib ah u koraya, laakiin Diido ka hadlay sida ku saabsan sida loo galo heshiisyo wakiilada caymiska kuwaas oo aan ka baqin inaad guriga ku soo noqon si maalgashiga iyo qaab lagu qanci karo si aad u weydiiso doortaan shirkadda sida ahaado of kala iibsiga ee raasamaal hawlgabka khayraadka.

Rating hawlgabka gaarka ah "Yurub" Foundation of "RA Expert"

Haddii shirkad in si firfircoon ku hawlan iibinta alaabta dhaqaale iyo caymiska dadweynaha Ruush, ha ka baqin in ay ka qayb qiimeynta bilaha ee hay'adda khabiir madax banaan, waa saamayn togan ku saabsan xaaladda kooxda, iyo dib u eegis ee NPF.

"The fund Yurub hawlgabka" - mid ka mid ah tusaalooyin badan duwanyihiin shirkadaha in ka qayb qiimeynta bilaha ah. Shirkadda ayaa la qiimeeyo by saddex hay'adood oo waaweyn: "RA Expert", "hay'adda rating madax banaan" iyo shirkadda RusRating.

"Khabiirka RA" waayo, bangiyada iyo lacagta hawlgabka ee gaarka loo leeyahay ayaa qiimaha la mid ah sida saxaafadda, waayo sida uu sheegay, kuwaas oo "garsoorayaasha" ee howlaha dhaqaalaha iyo caymiska ma maqlayaan oo kaliya kuwa ururada Ma doonayo in aan qabto socodka macmiilka deggan, iyo ma laha oo jidka iman kara caymisyada dooran doonaa mustaqbalkooda. 2015 ogol yahay shirkadda si aad u hesho heerka ugu sareeya ee xasilooni iyo xooggii ay adeegyada maaliyadeed iyo caymiska - ++ A. Shirkadaha in aad u hesho dhibcaha sare oo caynkaas ah, waa si degdeg ah u soo jiidasho dadweynaha - sida hadda macaamiisha sii kordheysa bixinta si ra'yiga dadka hore caymis in ay ka baxaan bogagga internetka ee dareenka.

Hel score ugu sareeya, "European NPF" dib u eegista hawlaha ay noqon karto dhinaca dhaqaalaha saxda ah - internetka ayaan wax cabasho ah ka caymis xaqiiqada ah in macaamiisha shakiyey xasiloonida ee shirkadda ama ahaayeen aadan hubin in ay raasamaal ee tabaruca loo-shaqeeyaha waa gacmo fiican.

Rating ah "Independent Republic of Armenia" - statistics muhiim u ah NPF oo dhan

Oo in kastoo xasiloonida ee Fund ma aha in shaki, xataa falanqeeyayaasha saameynta badan sida "RA Expert" kooxda "hay'adda rating madax banaan" qiimeeyo shirkadda wax yar ka badan suubban iyo xilsaaray fund kii 15aad ee muhiimadda ay leedahay oo keliya ka mid ah oo dhan NPF ee Ruushka 2015 in, si kastaba ha ahaatee, ayaa saameyn yar on abuurista nidaam caadi ah oo urur ( "NPF Yurub" dib u eegista la xidhiidha xaaladda dhaqaale ee suuqa, kasbatay kaliya wanaagsan, oo ay la xaqiijiyey tirooyin, tusaale ahaan, 3,42% ka mid ah saamiga guud ee lahaanshaha ee suuqa iyo 11 th by mugga of kaydka hawlgabka dadka caynsan).

RusRating - khabiir ku ah shirkadaha maaliyadeed ee Ruush iyo kuwa caalamiga ah

Activity la qiimeeyey NPF iyo hay'ad kale oo gorfaynta saameynta - RusRating. Shirkadda ayaa la siiyay shirkadda on "saaxadda" qaranka deggan iyo xoog dhalidda - AA. Laakiin hawlaha caalamiga ah ee qofka sharci waa miskiin - 2015 waxaa lagu qiyaasay yaase - BBB, taas oo macnaheedu yahay horumarinta urur dhalinyaro ah, kaas oo ma damaanad qaadi karno 100% guul duurka caalamiga ah ee alaabta caymiska hawlgabka.

Laakiin Internet ee NPF "fund hawlgabka Yurub" dib u eegista macaamiisha ka yimid wadamada kale ma heli - taasi waa ay sabab u tahay saamiga ugu yar ee suuqa (in ka yar 0.01%) iyo tirada dadka caynsan, taas oo wadarta guud ee aan ka badnayn 2 kun oo qof ..

Iyo siyaasadda ee shirkadda waxaa inta badan loogu talagalay soo jiitay macaamiisha gudaha - kaladuwan durdur waa yar yahay, laakiin wakiilada caymiska muwaadiniinteeda inta badan ka sahlan si uu u gudbiyo faa'iidooyinka ugu weyn ee kala guurka ah ee NPF iyo in lagu gabagabeeyo heshiis, oo aan sugin ogolaansho ka mid ah qareennada ama baabi'inta Gudigga maamul.

Taasi waa sababta share ugu weyn ee dadka hawlgabka mustaqbalka oo qaata kuwaas oo ka tagay dib u eegista NPF "Yurub" - Russia (99.98%).

waxqabadka Financial cidda sharci JSC NPF "European PF"

The hawlaha NPF dib u eegista macaamiisha "Yurub" on web si aad u hesho ma aha wax adag - waa mid ka mid ah hoggaamiyayaasha suuqa iyo si firfircoon saxiixa shaqooyin dabagal leh iyo NGO-yada la isku raacay ma aha oo kaliya in tirada kooban ee dadka ceymiska (tusaale ahaan, sida ay lacagaha gaarka beegsaday oo u baahan shaqaale si ay u shirkadda this ku salaysan iskaa wax u qabso kala iibsiga-khasab kayd ay u fund la jaarka ah ama qayb ka), iyo qaybaha kala duwan ee macaamiisha - si ay u gudbiyaan lacagta hawlgabka ay yihiin dhamaan muwaadiniinta reer Russia.

Number of heshiisyada, hawsha waxaa kor u mahad shaqada isku dubaridan oo ka mid ah wakiilada caymiska, ayaa saameyn ku leh NPF ganacsiga.

In 2015, hawlgabka mashaqo by a non-dawladeed, ayaa heshay in ka badan 2.368 macaamiisha ayaa saxiixay heshiis caymiska hawlgabka qasabka ah, iyo 1921 oo qof bixinta non-state. Tirada guud ee lacagaha, taas oo looga dan leeyahay in la hubiyo waajibaadkooda si dadka caynsan, lacag dhamaadka muddada hore 49 319.04 kun rubles OPS iyo 15 586.29 kun rubles - .. Waayo, NGOs. Tani waa tilmaan aad u fiican oo saamayn ku caymis la xiriira macaamiisha, iyo xaqiiqda ah in maal horay u soo gabagabeeyay heshiis ku saabsan hirgelinta ballanqaadyada ay (NPF) Review qof wanaagsan oo keliya "Yurub".

Guusha dhaqaale ee unug sharci "European PF" on qandaraasyada oo ka mid ah dadka caymis, kuwaas oo lagu wareejiyay qaybta accumulative hawlgabka, shirkadda ayaa si joogto ah sare: 2015 dulsaarka ayaa soo gaadhay 13,63%. Bixinta non-state of faa'iidada ee fund "Yurub" waxa ay ka 15,64%.

Sida laga soo xigtay tirakoob ka shirkadaha renkingovyh, falanqeeyo qayb ka mid ah dhaqaalaha ee fund ah, inta lagu jiro 2010-2015. xaddiga lacagta hawlgabka caymis hay'adaha hay'ad maaliyadeed kordhay 101,4%.

Jawaab-celinta kuwa Ogyahay waxa uu hadlayo. Maxay shaqaalaha maal shirkaddaada?

In kasta oo xaqiiqda ah in fikradda ah oo ku saabsan hawlaha shirkada kasta oo bixiya adeegyada dadweynaha, hadaf samayn kartaa oo kaliya macaamiisha marka laftiisa codsanaya in unug sharci, at doorasho muwaadiniinta NPF Waxaa sii kordhaya soo jeestay in ay dib u eegista waxay isku shaqaalahooda dareenka. Tan waxa u sabab xaqiiqada ah in la aragti ka mas'uul in ay ururka gudaha ee shirkadda heshay jawi soodhoweyn ee kooxda, iyo sidoo kale saamayn jidka in wakiilada caymiska doonaya in ay ka qayb qaataan horumarinta shirkadda, iyo ka badan si firfircoon uga qayb design technology ee OPS iyo heshiisyada NGO .

Shaqo NPF "Yurub", dib u eegista ah taas oo lagu dhejiyay on Internet ma aha badan oo kala duwan ka soo hawlaha wakiilada shirkadaha kale ee aan dawliga ahayn - iyo halkan iyo halkaas in waajib ku ah caymisku waxa ka mid ah kor u qaadida firfircoon ee alaabta lacagta hawlgabka, iyo sidoo kale macaamiisha la talinta kuwaas oo horey u wareejiyay hawlgabka raasamaal ee ururka. Inta badan waxay ku qasban yihiin inay ka dhigi leexadka guri kasta, sida socodka macmiilka soo socda ma aha had iyo jeer awoodaan in ay bixiyaan waxqabadka 100% qaab ganacsi.

About NPF dib u eegista "Yurub" ee shaqaalaha, kuwaas oo ay u guureen shirkadda kale, soo dhiciyo - qaar ka mid ah cabasho ku saabsan dib u dhac ah ee mushaharka, kale - si loo sii xaaladda on qayb ka mid ah maamulka, ma doonayaan in ay dhegeystaan qiil ah caymisyada, taas oo ku fashilantay in ay soo jiitaan macaamiisha cusub. Laakiin taasi macnaheedu ma aha in jawiga gudaha ee kooxda, "curyaan ah" - inta badan shaqaalaha waxaa ka dhergiyey ay goobta shaqada hadda. Qabtaan waxqabadka ganacsiga adag meel kasta, haddii bangiyada ama hay'adaha kale ee dhaqaale, iyo shaqada xafiiska isku deegaan raaxo ma awoodi karo shirkad kasta.

dib u eegista NPF "fund hawlgabka Yurub" shaqaalaha in cabasho ku saabsan ku-oofinta aan qorshaha la tixgelinayo keliya haddii ansaxnimada xukummadoodu yihiin. Si kastaba ha ahaatee, midkoodna ayaa sheegtay in ay 100%, taas oo ah meesha ugu xun ee shaqada - shirkadda ayaa abuuray shuruudaha iibka firfircoon, ayaaba tababarro iyo tababar dadka isticmaala cusub, si ay u sameeyaan tanaasulaad, iyo diyaar u yahay inuu taageero kuwa ay awoodaan in ay kor u qaadaan waxyaabaha caymiska. Laakiin, ka duwan bangiyada iyo Microfinance ee NPF oo dhan waa ay adag tahay in la gaaro kordhay xoog shaqaale nidaamsan sidaas dhalaalaya kuma - inta badan gobolka ayaa waxaa kujira iibiya xilalka hoggaamineed wakiil ka yar 5% ee kooxda oo dhan.

Kuwa arkaan mustaqbalka ee hay'adda caymiska ama ay kaleeyihiin noqon waa diyaar si loo hubiyo in iibiyaha aan xirfadaha ay u sii sida wakiilka ah lagama yaabo inay ku guuleystaan.

-celin Customer oo ku saabsan hawlaha ay "Yurub"

Shirkadda A sida "Pension Fund Yurub" (NPF, ao) ah ayaa eegaya bogga internetka oo ku saabsan hawlaha ay lama qarinaya - Qaanuunka Arrimaha Khaaska ah in bangiyada iyo ganacsiga hawlgabka ayaa ah nin aan intan ka waxtar badan. Taa waxaa ka duwan, policyholders iman kara kuwo aad u xiiso sida loo helo wacyi ugu badan ee cidda sharci, kaas oo ay u arkaan inay caga wareejiyo kaydka ay.

Laakiin mar walba ma complete furfurnaanta waa cabirka shaqada daacad ah. Taas bedelkeeda, waxqabadka of fund ah, iyo sidoo kale hay'adaha kale oo badan oo aan dawli ahayn, caymiska, hoogtay, ma taageero in ka badan 20% ka mid ah macaamiisha aad u hesho. Waxay ka tago statements soo dhiciyo, gaar ahaan xaqiiqada ah in "European Foundation" (NPF)-celinta macaamiisha, oo raba in ay helaan kaarka helitaanka koontada shakhsiga ah, si fudud is illowsiin. Arrintan waa cabasho muhiimka ah ka mid ah dib u eegista kale oo dadka caymis, kaas oo ay ka tageen on internetka.

The wax ugu caansan labaad oo aan ku haboon macaamiisha ah wakiilada booqasho shakhsi ah. Qaabkan iibinta alaabta caymiska ugu caansan waa in lacagta aan dadweynaha, taas oo, ka duwan bangiyada, ma aha kuwo saf ah boqolaal macaamiisha xiiso u kala iibsiga ee kaydka ka shaqeeyaha. Saas ma aha, wakiilada waxay isku qasbay in ay raadiyaan qof macmiil ah oo la isticmaalayo saldhigyadii iyo barnaamijyada ay, laakiin, in la barbardhigo ah taleefan, kaas oo macaamiisha in ay si fudud u quusan booqasho shakhsi ah - habka ugu fiican ee iibinta shaqooyin dabagal leh iyo NGO-yada.

NPF "fund hawlgabka Yurub" dib u eegista macaamiisha oo ku beegnaa diidmada ah ee badeecada caymiska tixgelinayo, laakiin wakiilada caymiska markaas waa in shuruudaha ka adag.

Waxaa ka mid ah togan - helitaanka si degdeg ah via card macaamiisha shaqsi ah, ay diiradda saaraan heerarka Yurub ee adeeg iyo taageero waqtigii caawimaad miiska u qalma.

Maxaa u sugnaaday NPF "Yurub"?

In kasta oo xaqiiqda ah in web ku saabsan hawlaha shirkad dib u eegista "fund hawlgabka Yurub" macaamiisha fido, shirkadda ka shaqeeya ee suuqa ee ku guul cad, oo ku sii socda si ay u horumariyaan hawlaha ay ku soo gunaanaday heshiisyada OPS iyo NGO-yada.

About xaqiiqada ah in xiisadda dhaqaale ahaan lahaa dilaa, waayo, iyada oo aan laga walwalo - "barkin" a dhaqaale ogolaan doonaa hay'ad inuu ka hor tago waajibaadkeeda, iyo kororka joogtada ah ee tirada macaamiisha si ay u soo jiitaan dakhliga ka sii shirkadda.