Lacag multiplier

In aagga of credit, qayb ka mid ah kuwaas oo ah bangiyada, loo isticmaalo marka la eego sida credit, deposit iyo multiplier lacagta. Waayo, dadka ka fog dhaqaalaha, waa mararka qaarkood way adag tahay in la helo fasiraadda shuruudaha gaarka ah. Sidaa darteed waxaa haboon in ay iyaga ka fiirsan si faahfaahsan si ay u fahmaan shaqaynaya nidaamka bangiyada iyo fasirkeediiba saxda ah ee fikradaha kuwan.

Haddii aannu dhawrnaa sharaxaad in erayada dhaqaale, oo halkaas waxaad ka heli kartaa sharaxaad ku saabsan multiplier credit fikradda, waayo, waa saamiga kordhay helitaanka lacagta, taas oo laga leeyahay Bankiga, iyada oo loo marayo talaabo ee xarunta credit a. Bilowga ay hawl bangi leeyahay xaddi gaar ah oo lacag kaas oo maal-sida deposit ah in ay caasimada. sahayda Money (ie, caasimada) iyo koritaanka iyo ballaarinta ku xiran tahay shuruudaha reserve, sida siyaasadda kayd ah. Sidaas darteed, bangi kasta helo deposit ah, ku dari kartaa in kaydka ay boqolkiiba lacagta ku helay by. Dhinaca kale, inta ka galay reserve dheeraadka ah waxaa loo wareejiyey amaah u soo jeestay. ballaarinta badnaanta caasimada bangiga waa dhigmayn in ay iska caadi ah ee hadda jira ee kaydka ee qasabka ah.

Taa baddalkeeda, fasiraadda fikirka ah "multiplier deposit" ayaa sheegay in Dictionary of Terms Business. In uu fasiraad iyaga ka mid ah waa arrin wanaagsan oo isbedel lacag in kayd bangi, taas oo ah natiijadii ugu isticmaalka soo noqnoqda ee qaybinta lacagta isla on the suuqa, credit iyo bangiyada.

Oo isaga iyo nooca kale waxaa lagu magacaabaa loo laablaabi lacageed, tan iyo markii labada shaqeeyaan on qayb dhaqaale ee lacagaha. Bank (lacag) multiplier - waa in la kordhiyo xaddiga helitaanka lacagta, taas oo ah natiijada hawlaha socda credit bangiga iyo deebaajiga. Bangiga Dhexe dejisa waxqabad ee bangiyada kale oo ganacsi, kuwaas oo soo saaray shuruudaha reserve gaar ah.

Kaliya nidaamka bangiyada waxaa laga yaabaa in ku lug animation lacageed. xubin Individual ayaa amar caynkan oo kale ma. Waxaa suurto gal ah si ay u eegaan tusaale gaar ah. ururada Credit ayaa sharad reserve khasab in xaddiga boqolkiiba shan. Haddii qofka macaamiisha ah meelaha bangiga in account deposit ah mid kun rubles, konton rubles iyaga dhici on account wariye ee Bangiga Dhexe, iyo sagaal boqol iyo konton yihiin asturidda bangiga iyo soo saaray iyaga by on credit. Of oo xaddi, kale hay'ad credit qaadataa shan boqolkiiba reserve ah, iyo inta hartay oo ah deynta laguugu leeyahay. Sidaas darteed, tiro sii kordhaysa oo lacag aan lacag caddaan ah in nidaamka bangiyada.

Nidaamkan waxaa loo yaqaan credit. Waxa uu sidoo kale waxbay ushafeeci idanka magaca ballaarinta credit ah. Going arrinta lacag credit nidaamka bangiyada. yiddidiilo credit ayaa waxaa lagu fuliyaa marka macmiilku baxday amaahda. siin lacag aysan waxba ka beddelin. Haddaba waxaa jira koror ama waxay taasi yareyn. Si loo xisaabiyo saamiga, taas oo multiplier bangiga, lacag ah, waxaa lagama maarmaan ah si loo xisaabiyo saamiga u dhexeeya helitaanka lacagta iyo saldhigga. Haddii kororka boqolleyda shaqo khasab ah, fursadaha hoos nidaamka bangiyada si ay u abuuraan arrin credit, iyo qeybsanaan ku xigeenka.

Heerarka waxaa lagu soo dhacaya, haddii aad rabto in dardargelinay dhaqaalaha. Haddaba waxaa jira in la kordhiyo helitaanka lacagta, iyo yaraynaysaa boqolkiiba deynta. tallaabo-bedelka waxa laga soo qaatay haddii ay jirto halis ku ah sicir bararka.

In Ruushka, aasaasay by sharciga, in Bangiga Dhexe oo kaliya xaq u leeyahay in la xakameeyo warshadu hawada ku of lacag aan lacag caddaan ah, oo sidaas daraaddeed waa inay awoodaan inay soo koobto ama ballaariyo bangiyo ganacsi oo fursado caddaalad ay. multiplier Lacagta waxaa loo xisaabiyaa heerka of koror lacag deebaaji at bangiyada ganacsiga inta lagu guda jiro miisaanka dhaqaale ee ka mid ah bangiga u dhaqaaqo kale. Heerka Tani ma gaadhi karto qiimaha ugu badan, maxaa yeelay qayb ka mid ah lacag lagu qabtay ee kaydka oo lacag la'aan ah, waa kuma socoto hawlaha daynta.

Sawirlaha, sida dhaqdhaqaaqa ka mid ah helitaanka lacagta - geedi socod joogto ah. Xisaabi ay Wehliyaha kaliya muddo cayiman.