Account Wariyaha

account Wariyaha - waa nooc ka mid ah account in bangiga laga furay xarun kale credit ama waaxda Bankiga Dhexe si ay u muujiyaan xisaabinta la fuliyaa ee hay'adda sida credit ah oo ku hadlaya magaca iyo kharash ku bangiga.

Base dhinca dhaqdhaqaaqa on account Wariyaha waa heshiis wariye ku haboon gabagabeeyay dhexeeya xiiso hay'adaha credit.

In heshiiska u sameeyaan xisaab ahaan, isgaarsiinta si iyo hab tirinta, waajibaadka iyo xuquuqda xisbi kasta, deyn iyo cunaqabatayn jabiya waajibaadka heshiiska, shuruudaha loo helo lacagta loo isticmaalo of account wariye ah, bixinta telegaraafka, boostada iyo kharashaadka kale, duration iyo farsamo joojinta hore, iwm

account Bank Wariyaha noqon kartaa mid ka mid ah dhawr nooc:

• Nostro. Tani waa account Wariyaha magaca bankiga jawab (maamulaha), kaas oo ka furmay bangiga wariye ah oo la aqoonsan yahay in dheelitirka ee hantida ugu horeysay ee a.

• Loro. Tani account hadda, kaas oo la furay bangi wariye si bangiga jawaabaha iyo ka muuqataa in ay deymaha Xaashidda Hadhaagga ay. account Wariyaha Loro in hal jaamacad waa at akoonka nostro isla bangiga wariye a.

• Vostro. Tani waa koonto bangi shisheeye ee bangiga deggan, oo ka furmay ha ahaato lacagta gudaha ama lacagta ah dal saddexaad. In si kale loo dhigo, waxa account isku Loro, kaliya waxa ay khusaysaa bangiga Wariyaha ajnabiga.

xisaab bangi wariyaha in ay nuxurka dhaqaale waa nooc ka mid ah deposit deposit baahida. On hawlaha ay u ekaan account hadda ee ururka, laakiin iyada oo la tixgelinayo dhegyadii of hawlaha bangiyada.

xisaabaadka bangiyada ganacsiga noocan oo kale ah qaban lacag labadaba soo jiitay oo u gaar ah in si ku meelgaar ah waa lacag la'aan la joogo. account Wariyaha haysta si caddaalad ah ay ka tarjumaysaa kala duwan ee macaamil ganacsi.

Marka hore, waa hirgelinta hawlaha on a lacag caddaan ah, credit iyo dejinta iyo adeegga kale ee macaamiisha bangiga. Tani waxaa ka mid ah ururinta iyo dirayaan lacagaha ay sabab u tahay iibka badeecadaha iyo adeegyada kala duwan, iyo sidoo kale bixinta cashuuraha, takaaliifta, iyo lacagta, taas oo la sameeyey ay guushu ku miisaaniyadda, shirkadaha caymiska, lacagta aan miisaaniyadda, iyo kuwa kale.

Qayb ka mid ah hawlgalada la xiriira soo dhaweynta iyo gaarsiinta macaamiisheeda ah ee lacagta caddaanka ah ujeeddooyin maamulka iyo dhaqaalaha iyo bixinta gunooyinka iyo mushaaraadka shaqaalaha. Sidoo kale xawaalad diiwaanada xisaabta weriyaha la xiriira iibka ama iibinta securities, lacagta ama wareejinta shuruudaha reserve, iyo sidoo kale hawlaha on kayd isku xidhka iyo daymaha. Intaa waxaa dheer, account u dhigma waxaa loo isticmaalaa si ay u muujiyaan hawlaha ganacsiga ee bangiga ee, tusaale ahaan, waayo kharashka maamulka, lacagta miisaaniyadda. Sidoo kale, waayo, wax kasta oo lacag dheeraad ah, iwm

Ka dib markii saxiixa heshiiska u dhexeeya labada bangiyada Wariyaha in mid kasta oo iyaga ka mid ah si uu u furo xisaab-wariye, waxaa marti xaddi gaar ah oo lacag. Marka la helo bangiga ugu horeysay si lacagta macaamiisha si ay u xawilaan in bangiga Wariyaha dhigiisa xisaabta, waxaa deemaha lacagta u dhiganta koontada macaamiisha iyo u kala iibsiga si ay u akoonka bangiga labaad Wariyaha. bangiga A labaad ka dhigaysa kala iibsiga ee lacagta ka account of bangiga jawab celiyaha in uu account of qaataha kama dambaysta ah ee lacagaha.

Sida caadiga ah, lacagta ku xisaabaha nostro iyo vostro furan yihiin si waafaqsan heshiiska wariye u dhexeeya labada bangiyada, ayaa weli u dhigma in ka badan waqtiga sida lacagta inta badan waa "kulmin". Si kastaba ha ahaatee, tani micnaheedu ma aha in mid ka mid ah bangiga lacag la'aan ah uu bilaabo inuu wax amaahisaan kale inta lagu guda jiro formation of farqi weyn oo u dhexeeya inta ku taal xisaabaha. dheelitir la'aanta waafaqsan account Wariyaha Tani waxay ku KDP.