Housing shaqaalaha military: amaahda Military. Waa maxay mortgage millatariga? Mortgage for adeegayaashoodda dhismaha cusub

Sida aad ogtahay, dhibaato guryaha - mid ka mid ah ugu muhiim ah, ma aha oo kaliya in Russia laakiin sidoo kale dalalka kale. Shaqaalaha Milatariga ee arrintan la xiriira yihiin wax ka dhigan tahay marka laga reebo ah. Qoysas badan oo askar iyo saraakiil u leeyihiin in ay garaaca oo ku saabsan muddo tobannaan sano ee guri kiro ah oo leh rajo lahayn guryaha iyaga u gaar ah.

Si aad u daaweyso xaaladda this, dawladda Ruushka ayaa sameeyay barnaamij gaar ah. iyadu "Military Mortgage" waxaa lagu magacaabaa. Waa maxay khubarada cusub la timaadeen? Iyo sida barnaamijka cusub caawin doonaa military ee helitaanka guryaha iyaga u gaar ah? Read ku saabsan ee hoos ku.

Waa maxay?

Sharciga si loo fududeeyo nolosha ciidamada, waxa la ansixiyay 2004. Sida by Dowladda Ruushka qorsheeyay document waxaa loogu talagalay si ay u bixiyaan guryo raaxo leh military on shuruudaha ahaaneed. Barnaamijkan wuxuu kor u kaydka iyo nidaamka amaahda (NIS).

Sidaas daraaddeed, mortgage milatariga - waxa iyo sida loo helo? Aynu baaraan. Nuxurka barnaamijka been in xaqiiqda ah in askari kasta oo qori kartaa warbixin u dhigma iyo bilaabi si loo badbaadiyo ay guri u gaar ah. 3 sano ka dib la gudbin bayaan oo sida xaq u yeelan kartaa amaahda ku salaysan ahaaneed. feature A of credit waa in daynta lagu bixin ka lacag u gaar ah oo ka mid ah ciidamada iyo fulinta. Gaar ahaan, wasaaradda gaashaandhigga. Waxaa unit oo dhan, kaas oo ka hadlaya arrimaha sida mortgage ciidamada. Waxaa ka wakiil ah gaar ah xisaabta keydka qandaraaslaha in ay xawilaan.

Si loo siiyo ciidamada mortgage ah?

Haddii aad tahay qandaraasle ah ciidamada dalka Ruushka, oo aadan haysan guryaha iyaga u gaar ah, waxay kaa caawin doonaa mortgage ciidamada.
waa "mucjiso" Waxa lagama maarmaan ah in aad waayo, waxaa laga heli karaa xuduudaha soo socda:

• aad tahay mid sirkaal ah, oo heshiis aad wakhti aan ka horeyn 01.01.2005 la saxiixay g.;
• noloshaada ahaa ka yar 3 sano, laakiin aad noqoto mid sirkaal ah, ka dib markii 01.01.08 g.;
• Midshipman, iyo calan, iyo heshiis la soo saaray ka dib markii bishii January 2005, oo aad u adeegay in ka badan 3 sano;
• askari, badmaax, saraakiishii ama saajin (xaaladaha isku mid ah);
• qalin jebiyey akadeemiga militariga (aasaaska kale ee waxbarasho), heshay shahaadada kadib markii 01.01.05 oo saxiixay;
• aad tahay oo askari, ka juunyeerka yeeray.

No arrimo kale, oo ay ku jiraan joogitaanka ama maqnaanshaha of xaaska, caruurta, ama ogolaanshiyaha joogitaanka, wax saameyn ah kuma suurtagalnimada ee diiwaangelinta hantida maguuraanka ah ciidamada. Shardiga keliya waa in codsadaha guryaha shaqaalaha militariga waa in ay noqdaan xubin ka mid ah NIS ah (savings iyo nidaamka mortgage) ugu yaraan 3 sano.

Xaaladaha 2016

Laga bilaabo 2016 dhibaatada guryaha ciidamada ka iman isbedel qaar ka mid ah. Wasaaradda Difaaca Ruush ayaa go'aansatay in ay ka tanaasulaan dhaqanka ee soo saaray guryaha "nooc", in uu yahay oo kaliya guri ama guri. Isticmaal kabitaanka guryaha, taas oo kor u jirey in ay marayso, oo kaliya kuwa ay awoodaan in ay CSKA, kaasoo u saxiixay heshiis ilaa 2005 uu noqon doono. Dadkaas iyaga ah, oo dhan guryaha loogu talagalay dhisay Minoobrony waqtigan.

Dhammaan shaqaalaha kale ee military guri dabaq ah ama guri ee amaahda military ka heli kartaa. Xaaladdan oo kale, gobolka ay go'aansatay in ay shidaal shuruudaha amaahda. Taas macnaheedu waa in shuruudaha diiwaangelinta bangiga kasta oo ka qayb qaadanaya nidaamka uu noqon doono shiidaa isku mid ah. Waayo, 2016 ay kala yihiin:

1. Mortgage ciidamada soo saaray ugu badnaan 25 sano. Xaaladdan oo kale, dhammaadka muddada this, amaahdaana waa in ay noqdaan wax ka badan 45. Sidaas darteed haddii waqtiga diiwaangelinta aad ka weyn tahay 40, ma filan in fidin amaah ah muddo ka badan 5 sano.
2. Lacagta ugu horeysay - ugu yaraan 10% ka mid ah dhismaha helay by CSKA.
3. Rate amaah ah - 12.5% (celcelis).
4. Lacagta ugu badan ee suurtogalka ah ee guryaha shaqaalaha military - 2.4 million rubles Ruush.
5. Sidoo kale waxaa la hadhay awood u leeyahay inuu bixiyo deynta by caasimada waalidka iyo hesho credit macaamiisha dheeraad ah oo ku saabsan shuruudaha wanaagsan.
6. In amaah la ansixiyey, askariga waa inuu haystaa adeeg joogto ah oo aan ka yarayn 12 bilood, 4 ka mid ah kuwaas oo ka dhacay meel ka mid ah.

"The commissar" talaabo talaabo

Haddii aad go'aansato in aad ka qayb qaadato barnaamijka "Military Mortgage", amaah ku yeelan doonaan in ay soo wareega. Sidaa darteed, ha noo taxadir leh looga fiirsado oo dhan "wareegyo credit cadaabta" ee askari ee Ruush.

1. Samaynta shahaadada NIS. Si arrintan loo sameeyo, waxaad u baahan tahay in ay soo gudbiyaan warbixin ku haboon, taas oo la isku duba 2-3 bilood. Ka dib markii ciidanka this la soo saari doonaa dukumenti oo ansax tahay muddo 6 bilood ah.
2. doorashada Housing. Ma jirto xaddidaadda, guri guri ama, waxaad dooran kartaa mid ka mid ah gobolka dalka. Laakiin haddii aad go'aansato in aad qaadato gargaar ka realtor ah, adeegyada uu ku bixin lahayd baxay jeebka.
3. Determination of goobaha amaahda (bank) iyo saxiixa heshiiska. Sida laga soo xigtay barnaamijka noocan oo kale ah in ka badan 20 hay'adaha bangiyada guud ahaan dalka, sidaa darteed waa in aad barataa pre-xaalado.
4. Samaynta heshiiska uu kula Wasaaradda Difaaca. Ushiisa baari doona waraaqaha oo dhan iyo saaray saxiixyada ay toban maalmood. Ka dib markii in, lacagta waxaa loo wareejin doonaa xisaabtaada bangiga.
5. saxiixa waraaqaha on sale hantida.
6. Diiwaan-waraaqaha. Sida caadiga ah, waxa ay qaadataa oo ku saabsan 7 maalmood.
7. Waxaa kaliya waxaas oo dhan dabadood, lacag bartilmaameedka wareejiyo bixinta ee amaahda.

Khilaaf amaahda ciidanka iyo "muwaadin"

Si loo caddeeyo farqiga u dhexeeya mortgage ciidanka on dhismaha cusub, ama "jir ah" fund ka amaahda guryaha caadiga ah, ha ka dhigi miis yar.

Waxaad tahay shaki ku saabsan in aad u baahan tahay deyn a military? Waa maxay iyo sida loo qurxin, aynu hore u wada hadleen. Haddaba aynu ka doodaan faa'iidada iyo khasaaraha ee noocan ah ee laga amaahdo.

Goodies

Marka la barbar dhigo heerka "sokeeye" credit guryaha danta aad uga yar.

• Funds for lacag hormaris ah waa horeba ay jiraan.
• Hoyga waxaa lagu qaadan karaa in gobol kasta, oo ma aha oo kaliya halkaas oo adeegyada lagu qabtaa.
• Ka qaybqaado NIS wuxuu noqon karaa, iyadoo aan loo eegin helitaanka guryaha hantida.
• Waxaad ka iibsan kartaa dhismaha cusub iyo qaybaha sare ee labada.

khasaaraha

Si kastaba ha ahaatee, barnaamijka noocan oo kale ah, waxaa kale oo jira faa'iido darrada. Si kastaba ha ahaatee, ma ay joogaan in ay muhiim ah.

• nidaamka Long macaamil ganacsi lacageed. Waayo, diiwaangelinta laga yaabaa inay qaadato in ka badan 2 bilood.
• Waayo, ku dhameysteen shuqulladaada (haddii guryaha iibsaday dhismaha cusub) waxay yeelan doonaan in ay qaataan credit macaamiisha oo dheeraad ah.
• Guryaha la sameeyo hantida toos CSKA, qoyskiisa ma.
• shuruudaha barnaamijka waa ansax ah oo keliya in ay dhacdo in la sii wado adeegga. Marka meesha ka saaray wax amaahdaana waa deynta khayraadka gaar ah. Marka laga reebo oo keliya ayaa ka tagaya reserve ah sababo caafimaad.