Waa kuwee waa ka wanaagsan yahay: Visa ama MasterCard?

kaararka caaga sida qayb ka mid ah nolol maalmeedka our in dadka xitaa ma qiyaasi kartaa waxa dhici lahaa haddii aanay jirin oo dhan. Waxay noo oggolaan in ay bixiyaan alaabta, inay ku raaxaystaan dhimis, qaadato lacag caddaan ah ee ATM, u isticmaasho kaararka deynta iyo si ka badan. Kaarku wuxuu kuu ogolaanayaa inaad si ay u sii lacagta ee badbaadada, tan iyo xaddi weyn oo guryaha ay leeyihiin khatar ah, iyo in shaqaalaha dukaanka lacag caddaan ah sii socodka iyo ku tiirsanaan safafka waaweyn - waqti lumis.

Waa in la ogaadaa in, inkastoo isku mid ah oo ay xilkooda u gutaan, kaararka deynta weli kala duwan. MasterCard iyo Visa - waa kuwa ugu badan hababka lacag bixinta, iyagu waa blocks ugu weyn dunida oo dhan dhaqaale. Sidaa darteed, qof kasta oo raba in kaarka la furo, waxaa jira waa su'aal arrin explainable waxa ugu fiican - Visa ama MasterCard.

Waa wax aan macquul in la yidhaahdo hubaal ah in sida nidaamka lacag bixinta waa ka wanaagsan, maxaa yeelay, waxay yihiin ku dhowaad isku mid ah. Dabcan, waxay leeyihiin kala duwan qaar ka mid ah, laakiin faa'iidooyin iyo khasaare ku xiran tahay oo kaliya on Dooratay qof gaar ah. Haddii aad og tahay ujeeddooyinka eryadeen by macmiilka, waxaa suurto gal ah in aad u sheegto oo kaarka si ay u doortaan, Master Card ama Visa. Laakiinse, by xulashada kasta oo iyaga ka mid ah, ninna ma waayi doono wax badan, maxaa yeelay, kala duwanaanshaha waa qiimo lahayn.

Tirada ATM, dukaamo iyo hay'adaha kale aqbalaan kaararka hababka lacag bixinta waa weyn. Sidaa darteed, si ay dalka kasta ha ahaatee, waxaad yaqiinsanaysaa in ay jiri doonaan kaadh caag ah in uu bixiyo. Haddii jawaabta su'aasha ah taas oo ka wanaagsan, Visa ama MasterCard loogu isticmaalo Russia, waxaa in la xuso in MasterCard leeyahay 25% suuqa Ruush, iyo Visa - 40%, inta kale waa la qaybiyey dhexeeya nidaamka yar.

Haddii aad doonaysid in aad safar tagaan, dooran kaarka ku saleysan baahida loo qabo, in waxa dalka aad booqanaya. Xaqiiqada ah in xubin ka mid ah nidaamka lacagta US Visa ah, sidaas waxaa ku lifaaqan dollar iyo diinta lacagta waxaa loo tiriyo. Tusaale ahaan, haddii aad rabto in aad rubles wareejiyo euro ah, in lacagta ugu horeeyay ee meel loo beddeli doonaa dollars ka dibna galay euros. Sida caadiga ah, macmiilka waa sidaas lumiyo laga bilaabo 1 ilaa 4% lacagta la codsaday.

MasterCard iska leh nidaamka lacagta Yurub. waxay badasha si toos ah lacagta la doonayo, si Guddiga waa in yar ka yar. Laakiin xaqiiqda ayaa weli uusan ka soo jawaabin su'aasha ah ee waxa wanaagsan, Visa ama MasterCard. Visa waxaa sida ugu wanaagsan ee loo isticmaalo safarka in Maraykanka, Kanada, Latin America iyo Australia. card MasterCard waa sahlan in ay u safraan dalalka Yurub.

Haddii aad weydiiso shaqaalaha bangiga, ka duwan MasterCard Visa ah, jawaabta cad lagama yaabo in la gaaro. Inta badan oo ka mid ah wakiilo ka socda hay'adaha maaliyadeed sheegan in dhammaan hababka lacag bixinta leeyihiin qallafsan sifooyinka la mid ah, sidaa darteed ma daryeeli oo ka mid ah in la doorto. Bangiyada qaarkood waxay ku taliyaan nidaam gaar ah oo lacag, sababtoo ah waxa ay iyaga ku habboon, oo iyana ma ay runtii sharax in si fiican, Visa ama MasterCard.

Si kaarka u isticmaali gudahood dal, waxaa jira farqi gaar ah ee doorashada ee nidaamka bixinta jirin. Laakiin halkan loo isticmaalo marka dibadda u safraya, weli waa lagama maarmaan in la aqoonsado card MacterCard in ka badan yahay faa'iidada badan sida ay u ogolaanaya in ay furato akoon in euros oo dollars.