Mortgage la taageero dawladda. "Beeraha Bank", marka la eego mortgage, dib u eegista

dhibaatada Housing - waa dhibaato wayn, waayo qoysas badan oo dhallinyaro ah. Oo waa wax caadi ah! Sidee madax banaan iibsan kartaa guri / guri halkaas oo qiimaha hantida maguurtada ah waxaa si tartiib ah u koraya, iyo mushaaraadka ay weli tahay heer la mid ah. Markaas jawaabta waa mid keliya, si ay u helaan guryo ay sabab u tahay barnaamijyada mortgage bangiyada '.

Haa, qoysas badan waxay ka cabsadaan in ay ka qayb qaataan in fura. Ka dib oo dhan, mararka qaarkood dulsaarka garaaca oo dhan ka baxsan waxa la oggol yahay. Tusaale ahaan, deynsanaya qaar ka mid ah kuwaas oo iibsaday guri, tusaale ahaan, 3 million rubles oo sabab u ah inay bixiso 5-6, iyo malaayiin ka sii. Dabcan, in uu bixiyo wadarta noocan oo kale ah "dabaysha" qofna doonayo.

State si ay u caawiyaan qoysaska dhallinyarada ah si ay u gutaan riyooyin - helitaanka hantida maguurtada ah, ayaa soo bandhigay wax soo saarka cusub. Waxaa lagu magacaabaa mortgage la taageero dawladda. "Beeraha Bank", ma aha in la isna jawaab by badan oo ka mid ah tartanka, ku degdegay inuu fuliyo iyo soo jeedinta noocan oo kale ah. Maxaa ka soo baxay waxaa ka mid ah, waxaad ka badan u ogaan karaa.

isticmaalka Kiisaska

Si ka duwan barnaamijyada amaah caadiga ah si ay u iibsadaan guri dabaq ah ee hantida maguuraanka ah gobolka ma taageeri karaa in guriga wax. Sidaas darteed, iibka noocan oo kale ah waa ansax ah oo keliya in dhismayaasha cusub (eegin ama aan si ay u dhamaystiraan guriga), ku xiran sale ee ay hay'ad sharci ah. Oo waxaa muhiim ah in la ogaado in xitaa ku qanacsan tahay kuwa laba shuruudaha - ma sabab deynsanaya siiyo amaah ah ahaaneed. Ka dib oo dhan, amaahda hantida maguuraanka ah la taageero dawladda la siiyo oo keliya, waayo, iibka ah ee guryaha ee guryaha la dhisay by sameeysa gobolka la aqoonsan yahay.

Haddii aad macnaheedu yahay in marka aad gadaneyso ah caawimaad mortgage guri la taageero dawladda "Rosselkhozbank", deynsanaya iman kara ku eegaan kartaa liiska horumarka magaalada, halkaas oo iibka shaqeynayaa barnaamij dhimis this. Si arrintan loo sameeyo, waxay u baahan tahay in website-ka rasmiga ah ee hay'ad maaliyadeed tag, ka heli tab ah "Mortgage" iyo sahamiyaan waxyaabaha la soo bandhigay. muuqashadii A labaad iyadoo la tixraacayo diyaar u credit guryaha sida - codsi toos ah u laanta bangiga laftiisa.

Faa'iidooyinka dalab

Mortgage la taageero dawladda "Rosselkhozbank" - ma aha oo kaliya heerka hoose dulsaarka amaahda for iibka ah ee hantida maguurtada ah, laakiin sidoo kale:

• heerka A gaar ah muddada amaah dhan. Its size u dhaxeysa 11.3% sannadkii.
• No guddiyada amaah ah.
• Suurtagalnimada caymiska bixinta deynta dhicis ah wakhti kasta.
• xaqiijinta Helitaanka dakhliga kaliya ee foomka of bangiga.

Mortgage "Rosselkhozbank": shuruudaha u dhigan

deynsanaya badan oo ka iman kara doonayaan in ay ogaadaan, ugu horreeya oo dhan, oo ku saabsan shuruudaha sida amaah ah oo jilicsan for iibka ah ee guryaha. Sidaas daraaddeed, waxay kala yihiin:

Halkan waxaa kale oo ay bixisaa "Rosselkhozbank"! xaaladaha Mortgage iyo jawaabcelin oo waa positive, racfaan ka qaadan doonto in ay gebi ahaanba amaahdaana kasta.

Qiimaha dulsaarka

amaahda Sida laga soo xigtay barnaamijka of daynta mortgage ahaaneed, siiyay ee dulsaarka ah 11.3% sannadkii ee size. Si kastaba ha ahaatee, in shuruudaha bangiga amaahdaana failure gaar ah (tus, ay ka maqan yihiin baahan yahay caymiska) deyn kicin laga yaabaa in xaddiga dulsaarka ilaa 7 dhibcood. Sidaas darteed, credit a waxaa loo xisaabin doonaa at heerka of 18.3% sannadkii. Kuwani waa shuruudaha u bixiyeen "Rosselkhozbank"!

Mortgage la taageero dawladda: shuruudaha ururinta dukumentiyada

Si aad ugu qalanto mortgage ah oo ku saabsan "Rosselkhozbank", waa in loo diyaar garoobo iyo wareejiyay hay'ad maaliyadeed dukumentiyada soo socda:

• Marka foomka la buuxiyo foomka ee bangiga.
• dukumeenti aqoonsi. Waa baasaboor ah muwaadin u dhashay Ruushka ama dukumenti gaar ah adeegga ciidamada marayay.
• Waayo, deynsanaya lab da'doodu ka yar tahay 27 sano - card ama milatariga diiwaangelinta shahaadada.
• Waraaqaha muujinaya guurka xaaladda / joogaan carruurta.
• Documents rumayn shaqada iyo helitaanka dakhli ku filan.
• Documents on hantida helay.

Xaaladaha qaarkood, bangiga wuxuu xaq u leeyahay in la beddelo liiska dokumentiyada loo baahan yahay.

Shuruudaha deynsanaya

Sidaas waxa amaahdaana si loo buuxiyo shuruudaha hay'adda loo yaqaan "Rosselkhozbank"? Mortgage la podderzhskoy gobolka, xaq u yeelashada oo aan qof walba waxaa la siiyaa oo kaliya in ay goobo gaar ah oo dadka. Sayidka, deynsanaya iman kara waa in ay daruuri buuxiyo shuruudaha soo socda:

• Age of macmiilka ka 21 ilaa 65 sano. Wuxuu muujinayaa da'da ugu badan waqtiga caymis buuxa ee lacagta amaahda. In uu yahay, qaadashada amaahda ah ee 60 sano, amaahdaana wuxuu xaq u leeyahay in la doorto mudada dheer amaahda sano keliya 5 jir.
• Joogitaanka dhalashada Ruush.
• Joogitaanka dherer ah qaar ka mid ah adeegyada:

1. Ugu yaraan lix bilood meel ka mid ah oo ku saabsan sanadka ee 5 sano ee la soo dhaafay.
2. Waayo, dadka qaata mushaharka ee map-ka "Rosselkhozbank", ama ay goobjoog ka ahaayeen taariikh credit wanaagsan ee aasaaska this: 3 bilood ah oo ku saabsan meesha ugu dambeysa ee shaqada iyo 6 bilood total "shaqeeya" nolosha in ka badan 5 sano ee lasoo dhaafay.
3. On macaamiisha qaata hawlgabka on kaarka bangiga, looga baahan yahay, waayo, joogitaanka duration Seniority of 1 sano aan la daboolay.
4. Citizens of horseedka beeraha gaar ah, waa inay soo gudbiyaan galo kitaabkii guriga ee dawladda hoose ee dhaqanka iyaga smallholders in muddo 12 bilood ah markii uu codsanaya amaah ah.

• Iska diiwaan on soohdinta reer Russia ee meesha aad deggan tahay ama joogista.

xulashada adeeg

Sida laga soo xigtay waxyaabaha mortgage joogo, amaahdaana waxaa looga baahan doonaa inay bixiyaan lacagaha amaah qaybood loo siman yahay oo dhan muddo amaah ah. Haddii la doonayo, bixinta hore ee amaah ah isaga oo ka baahan doontaa inaad keento arjiga ku haboon, iyo in la hubiyo in lacagta loo baahan yahay in xisaabta waqtiga bixinta soo socota ee bil kasta. oo lagu daray A weyn ee soo jeedinta - waa in lacag dheeraad ah iyo kharash bixinta hore ee daynta ah looma bixiyo.

Hadda waxaan ogahay in uu yahay Mortgage la taageero dawladda. "Beeraha Bank", dib u eegista ah oo Badankoodna waa positive, ayaa muujisay dhinaca fiican, soo jeediyey bixinta daymaha sida, xitaa milkiilayaasha beeraha gaar ah. Oo waa nooc ka mid ah faa'iido la xiriira hay'adaha kale ee dhaqaale!