Horgalaha ah hantidooda iyo loobahanyahay

Ka hor inta sii wado si ay u eegaan ereyga "saamiga hantidooda" waa in la fahamsan yahay in muddada waa hantidooda. Fikradda ah hantidooda loola jeedaa eray-dhaqaale. Waxaa loola jeedaa awood u leh inay si deg deg ah loogu badalo hanti lacag caddaan ah. In si kale loo dhigo - hantidooda - gorgortan lacag. Horgalaha ah hantidooda iyo loobahanyahay waa muhiimad gaar ah si loo ogaado xasiloonida maaliyadeed ee urur kasta, oo ay ku jiraan bangiga ganacsiga.

Waa in la ogaadaa in ereyga "hantidooda" iyo "Saamiga" ereyga inkastoo huraanka leeyihiin macne oo kala duwan. Hantidooda jeedaa awoodda in la beddelay lacag caddaan ah ama lacag caddaan u dhigma, waayo bixinta ee masuuliyadii dhaqaale. muhiimad gaar ah la siiyaa xawaaraha oo isbadal ku.

Tan iyo hantidooda ay go'aamiso xasiloonida ee shirkada oo dhan, tiradaasi in meesha ugu horeysa danaha maalgashadayaasha, ganacsatada, maamulayaasha, iwm

Erayga "hantidooda yar yahay" wuxuu ka hadli karaa oo keliya ma aha oo ku saabsan waqtiga hantida qaab beddelidda, laakiin sidoo kale on heerka khasaaraha in xiriirka la leh Isbadal noocan oo kale ah. Tusaale ahaan, wax gaar ah hantida ma guurtada ah oo leh qiime magacaaban of 1 million. Waayo, bil ka leexin kara 700,000 oo keliya in lacag kaash ah oo dhab ah.

saamiga hantidooda waa tilmaamayaasha loo isticmaalo in lagu qiimeeyo awoodda uu ururku dib u bixiso deymaha hadda jira iyadoo la kaashanayo hantida la heli karo shirkada.

Iyada oo ku saleysan xaqiiqda ah in hantida waxaa lagu gartaa kala duwan ah hantidooda, iyo waajibaadka ku saaran in ay leeyihiin maturities kala duwan ee ballanqaadyada hadda. Sidaa darteed, saamiga hantidooda u ogolaan in tiro ahaan la qiimeeyo saamiga la mid ah muddada fulinta waajibaadka ku wajahan xaqiijinta hantida iyo deymaha.

Tixgeli saamiga hantidooda loo isticmaalo in shirkadaha.

ratio ee hadda, in si kale loo dhigo, factor daboolka. Waa saamiga dhaqaale muujiyay by ratio of hantida waqtigan in deymaha hadda (deymaha muddo gaaban). Waxa ay ka tarjumaysaa awoodda ururka si ay u degaan ee ay waajibaadka deynta inta lagu jiro muddada wareegga wax soo saarka. ratio Quick waa arrin dhaqaale loo siman yahay saamiga hantida aadka u dareere ah ee hadda in ururku leeyahay. Waxa ay ka tarjumaysaa awoodda ururka si ay u degaan waajibaadka deynta ay inta lagu jiro muddada wareegga-soo-saarka ee la dhibaatooyin ka kaco ka soo harta iibka alaabta la dhammeeyayna ama badeecooyin.

Wehliyaha hantidooda buuxda waa arrin dhaqaale loo siman yahay saamiga maalgashi dhaqaale muddo-gaaban iyo lacag caddaan ah in ururku leeyahay.

Waxaa xusid mudan in bangiga filaysaa soo socda arrimaha ugu waaweyn ee hantidooda bangiga: hantidooda deg dega ah, hantidooda ka mid ah waajibaadka muddo go'an ah iyo ratio hantidooda guud ee waajibaadka muddo go'an ah.

Waayo, bangiyada waaweyn intooda badan arrimaha la ogolaan oo muhiim ah hantidooda bangiga adag tahay in la ogaado, tan iyo geeddi socodka ah, oo muujineysa hantidooda ay xoogaa ka duwan model caadiga yihiin. Sidaa darteed, bangiyada sida saamiyada weyn ee tixraaca.

Guud ahaan, saamiga hantidooda iyo loobahanyahay shirkadda wax ka tarjumayaa qiimaha magacaaban ee iman kara ee ganacsiga si ay u daboosho dayn hadda hantida hadda la heli karo. Go'aaminta horgalaha sida la xidhiidha lacagta account iyo hawlaha xisaabaadka.