Bank Rating "Tinkoff". Dhigashada, deynta, qiimaynta isku halaynta

teknoolajiyada cusub ayaa daalaeday ku dhowaad dhammaan dhinacyada of our nolosha. Gadashada dhar, cunto ka makhaayad, korontada iyo maanta dheeraad ah oo ku amro, waxa aad sameyn kartaa adiga oo isticmaalaya casriga ah ama kiniin ah.

hay'adaha Credit waxaa sidoo kale aan ka soo tageen. "Tinkoff Bank" (cinwaanka internetka - tinkoff.ru) waxay bixiyaan macaamiishu ay si gaar ah loogu dayactirka fog. Waa bangi ganacsi oo keliya taas oo uu leeyahay ATM iyo laamo gaar ah ay.

In jihada saxda ah

Fikradda ah Abuuridda in Russia ee hay'adda sida credit a iska leh Olegu Yurevichu Tinkovu - ganacsadaha leh waayo-aragnimo ganacsi ballaaran. Waxa uu leeyahay shabakad horumariyo dukaamo ee qalabka guriga, calaamad music, wax soo saarka alaabta la qaboojiyey semi-dhammeeyayna, warshad khamri iyo ganacsiga makhaayad - awood u leh inay dareento oo marna ha ganacsade Ruush.

In 2005, Tinkoff model adeegga shirkadda xiiso American Capital One, oo ku takhasustay soo saarista kaararka bangiga. Si wadajir ah la taliyeyaal Boston Consulting Group Oleg ayaa soo gaarnay heer ah in bangiga shaqeyn karaan fog iyo Russia.

Talaabo talaabo

Marxalada koowaad Tinkoff ayaa heshay liisanka bangiyada a by iibsashada yar "Himmashbanka". hawlaha ugu muhiimsan ee la go'aamiyay in la sameeyo amaahda. Sidaa awgeed magaca: - "Tinkoff Credit Systems".

In marxaladda labaad hawsha ugu muhiimsan ee ahaa in la dhiso saldhig macmiilka. Soo jeedinta design of credit card helay hawlgalayaasha bangiga - ka shaqeeya mobile, ka ganacsada baabuurka iyo shirkadaha caymiska.

Dhismaha ayaa sii waday si ay u horumariyaan. Kaalay maal cusub, waxaa uu abuurayaa arrinta kaararka debit, lacag dhigaal ah, iyo in 2010 fursad si aad u dalbato kaarka deynta badan ee Internet-ka iyo gaarsiinta express.

Horraantii 2015 waxaa la go'aamiyay in la badalo magaca. xafiiska madaxa "Tinkoff Bank" ee Moscow.

qiimaysay halaynta

Sida laga soo xigtay warbixintii ugu dambaysay, "Tinkoff" waxa uu ku yaalaa on line 44aad ee rating ee ku saabsan sinaanta iyo line 49aad marka la eego hantida ka mid ah bangiyada Ruush.

Bank Rating "Tinkoff" waxay ku xiran tahay qiimeynta ay isku halaynta. tiradaasi Tani waa isku darka arrimood oo saamayn waxqabadka waajibaadka. Kuwaas oo hay'adaha waaweyn ee Moody iyo Qiimeynta Fitch goovrit in mustaqbalka fog Bank Rate B2 (Val. Nuglaanta Higher) iyo B + (Val. Ma rating aadka kuteen) siday u kala horreeyaan.

waa in ay tixgeliyaan xuduudaha soo socda qiimaynta ee isku halaynta:

- hantida dareere ah,

- heerka amaahda siiyey;

- Equity qaab-dhismeedka,

- khatarta credit.

Waxaa loo arkaa macluumaad muhiim ah oo ku saabsan been ah ee xisaab, milkiilayaasha beddelo iyo wararka xanta ah ee kala duwan. Taas oo uu sheegay, in ka badan sannadkii la soo dhaafay rating bangiga ee "Tinkoff" ma la odhan karaa rajo. Xogta kala duwan ayaa tilmaamaya ah ee isbeddellada negative saamayn ku yeelan kara in ay xasiloonida dhaqaale ee mustaqbalka.

Dhaqan ahaan, rating ee Forbes leedahay portal. Tani wakhtiga la bangi adeega fog ahayd meel 51-aad.

jiil cusub oo baanka

computer Desktop, kiniin, laptop ama smartphone - iyadoo aan loo eegin nooca macaamiisha qalabka mar walba ay helaan "ayuu Tinkoff Bank". account Personal waa habka ugu muhiimsan in la xakameeyo xisaab u gaar ah.

Bixinta biilasha korontada iyo ganaax, kala iibsiga u dhexeeya xisaab iyo dadka kale ee dabiiciga ah, furitaanka kayd, xidhiidhka ka mid ah adeegyo dheeraad ah - qasabno yar, iyo jiil cusub oo bangiyada online soo bandhigi doonaa jadwal kharashka iyo caawiyaan si ay u qorsheeyaan miisaaniyadda.

Rukumo si aad u hesho canshuuraha iyo ganaaxyada u ogolaan doonaa in aad had iyo jeer ka war war muhiim ah, iyo xad caawiya isma badbaadin oo keliya, laakiin sidoo kale in laga ilaaliyo musuqmaasuq.

kaararka deynta

kaararka caaga weli yihiin waxqabadka hoggaamineed "Tinkoff Bank". deynta macaamiisha u baahan dadaal macaamiisha, laakiin credit card ah "Tinkoff Platinum" waxaa la soo saari karaa wakhti kasta on website-ka rasmiga ah.

Maanta waa sheyga ugu caansan, iyo in ka badan afar milyan oo Russia ayaa horay u qiimeeyaa. Haddii aan booqday bangiga, damiin iyo soo bandhigidda ee shahaadooyinka soo saaray "Tinkoff Platinum".

faa'iidooyinka:

- xadka ilaa 300 000 rubles,

- badalkooda xor ah,

- muddo nimcada ilaa 55 maalmood.

Intaa waxaa dheer, marka wax iibsadaan oo ku soo laabtay card 1% lacagta ee foomka of dhibcood bonus inta lagu jiro bangiga gaar ah xilli - ilaa 30%.

Wada-hawlgalayaasha

Bank Rating "Tinkoff" uma oggolaanin xataa intii lagu jiray xiisadda 2008. fikrado cusub oo ay awoodaan si ay u qiimeeyaan-hawlgalayaasha, kuwaas oo ku heshiiyay mashaariicda wadajir ah la bangiga.

dhawr nooc oo credit iyo debit cards co-summadaysan ayaa diyaar u ah macaamiisha:

1. ALL Airlines - credit card dadka safarka ah iyada oo xadku yahay ilaa 700 oo kun oo rubles, iyo accrual ee miles gunno ah.
2. Arbacada ah, Lamoda iyo AliExpress - taageerayaasha of shopping online.
3. Mitsubishi u badan tahay inuu rafcaan u taageerayaasha ah ee baabuurta Japan.
4. credit card Kanobu gunooyin ka Games Xbox, Asal, Steam iyo PS Store sida isagana.

haystaa

Laba sano ka dib markii furitaanka adeeg cusub oo loogu deeqay macaamiisha "Tinkoff Bank". Dhigashada shakhsiyaad ayaa sidoo kale toogasho fog. Wixii macluumaad dheeraad ah oo ku saabsan xisaabaadka raasamaal waxaa laga heli karaa goobta rasmiga ah.

Si aad u buuxiso arjiga u baahan tahay baasaboor oo keliya, iyo nidaamka oo dhan qaadataa in ka yar toban daqiiqo. kaarka Debit iyo set dukumentiyada qaadan doonaa at aad warqaadayaal sahlanaato.

Buuxi ka qayb noqon kartaa in lacag caddaan ah ee dhibcood oo ka mid ah wada-hawlgalayaasha, kala iibsiga bangiga xisaabtaada ama kaarka kale ah.

Haddii mushaarka wareejinta macmiilka in kaarka "Tinkoff Bank" account shakhsi kuu ogolaanayaa inaad si loo xakameeyo ma aha oo kaliya kharashka socda, laakiin sidoo kale qorshaha raasamaal iyo qayb ahaan ku darsaday furan buuxin.

Apps Best

rating sare ee bangiga "Tinkoff" - waxaa in badan sabab IT-ku takhasusay, horumarinta iyo falanqeeyayaasha in. Abuurista iyo hirgelinta nidaamka software ku lug leh waaxda, kaas oo ka shaqeeya 400 oo qof.

Thanks to dadaalka wadajirka ah sameeyey by the "Tinkoff Bank" casriga ah ku salaysan macruufka, Windows Phone iyo Android dhacay horeysay 2015ka, sida laga soo xigtay wakaaladda waxbarasho loo yaqaan a gorfaynta Markswebb Rank & Report.

Intaa waxaa dheer, saddex sano ka hor, khubaro Bank ay bilaabeen in ay horumariyaan codsiyada gaar ah oo u oggolaan in la sameeyo wareejinta deg deg ah oo ka mid ah kaarka si kale ama bixiyo ganaaxyada gaadiidka.

yaraanshaha

Ugu jaleecada hore, Tinkoff Bank macaamiisha ' "(Address :. 1-dii Volokolamsky Proezd 10, bogga 1) waa in ay ku qanacsan tahay helitaanka adeegyada bangiyada. adeegga macaamiisha waxaa laga heli karaa saacad kasta oo aan la dhexgelin maalmaha fasaxa iyo ciidaha.

Fog, waxaad qaadi kartaa dhammaan falalka lagama maarmaan, taas oo xafiis kale bangiga ganacsiga qaadan doontaa waqti sugaya in line ama collection of waraaqaha.

Khubarada tilmaamay in farsamo -dhismeedka of bangiga ayaa lagu dhisay si fiican. Si kastaba ha ahaatee, ku liito sidoo kale. Tusaale ahaan, ay sabab u la'aan shabakad ka kooban xafiisyo "Tinkoff Bank" deyn lacag caddaan ah oo aan la heli karaa - lacag soo amaahday waxaa laga heli karaa oo keliya on saarista kaarka deynta iyo gaarsiinta kaas oo sidoo kale waxay qaadataa waqti.

Reviews of macaamiisha joogtada ah dhihi soo noqnoqda isbeddel xaaladaha adeega si iskeed ah (dhimista ee dulsaarka ku kayd, yaraynta xadka kaarka deynta iyo helid la'aanta macluumaad ku saabsan guddiyada cusub).

Marka la samaynayo wax soo saarka cusub macaamilka ma laha fursad ay ku akhristaan ka hor xitaa iyadoo heshiis.

Guud ahaan, dayactirka fog waxaa loogu talagalay koox da 'gaar ah. No xafiisyo dheeraad ah oo macaamiisha dugsiga jir Dhawa dhiiri kalsoonida, iyo xirfadaha shaqaalaha taageerada qaar ka mid ah mar walba ma laga filayay.