Xaggee in amaah ah xaqiijisatay by hantida maguurtada ah?

dhibaatooyinka daba dheeraaday waxaa ku khasabtay dad badan oo ka codsato amaahda lacag caddaan ah in bangiyada iyo MFIs. Isla mar ahaantaana dadka ka yar boqolkiiba ee bangiyada kuwa loo xisaabay macaamiisha wanaagsan oo lagu kalsoonaan karo - iyadoo abaalgudka "cad", shaqo rasmi ah, dakhliga sare. Taas macnaheedu waa in haddii aad u baahan tahay si degdeg ah lacag aad u badan oo lacag ah, oo aan xaqiiqda ah in bangiga waxaa deymin doonaa in aad wax dhibaato ah qabin.

Haddii aynu ka hadlayno 10-15 kun oo rubles, at adeegaaga MFI, si loo waafajiyo oo dhan dhadhankii - waxaa jira xataa sida halkaas oo lacagta loo baahan yahay wareejiyay Internetka si toos ah on kaarka 5 daqiiqo gudahood, tusaale ahaan, adeeg amaah online "Zaymer Robot." Iyo shuruudaha dakhli rasmi ah oo shaqo waxaa jira waxyaabo badan ka jilicsanaayeen. Waa hagaag, haddii dhibaatada lagu qiyaasay inuu yahay dhowr boqolaal kun - badan ayaa bilaabay in ay ka fekeraan oo amaah ah xaqiijisatay by hantida.

Halkee lacagta xaqiijisatay doonaa by guri dabaq ah?

The jawaab ugu cad - bangiga. Faa'iidada waa cad - heerka hoose xiiso, xaddi amaah sare, iyo kalsoonida bangiga, nooca jeclaan, dheeraad ah. Laakiin waxaa kale oo jira faa'iido darrada: bangiga qiimeyn doonaa ma aha oo kaliya hantidooda ka mid ah hantidaada, laakiin sidoo kale aad sida amaahdaana ah. Oo tanu waxay dib ugu su'aasha ah ee dakhliga "cad", heshiiska shaqada, iyo, marka lagu daro Nooga keeno, taariikh credit wanaagsan.

Sam habka codsiga amaah rahaamad ee guri dabaq ah in bangiga halkii dheer ka yar, waxaa ka mid ah qiimeynta hantida, caymiska iyo hantida, iyo amaahdaana.

Hab fudud - si aad u dalbato in MFI ah. MFIs Qaar ka mid ah sidoo kale soo saari amaahda xaqiijisatay by guryaha, sida caadiga ah lacagta ugu badan ee amaah sida - 1 million rubles. Xaqiiji dakhligooda uma baahna taariikhda credit a macno ah ma, muddada ugu badan - laba sano. Dulsaarka, dabcan, ay noqon doontaa ka badan bangiga, laakiin sidoo kale itimaalka ee ansixinta - sidoo kale.

Laakiin haddii MFI, sabab qaar ka mid ah, ayaa diiday, waxaa suurtagal ah in aad dalbato adeeg noocan oo kale ah in ay shaqsi ahaan on boggaga internetka ee P2P suuqa dhaqaale. Si kastaba ha ahaatee, suurtagalnimada musuqmaasuq waa ka sii badan in bangi ama MFI.

Sidee aan u noqon on jidka?

doorasho kasta oo aad doorato, waa in la xusuusnaado in noocan ah amaah - wax khatar ah. Dadkeedu ugu yar ee aad ku kici karto hantida a. Sidaa darteed, waa in aan sameeyo wax kasta oo si aan la lumin guriga:

- Si taxadar leh u akhri heshiiska, bixinta si heer ah in si amaah ah, guriga waa ee aad qubo, iyadoo xaq u leeyahay inuu sii joogo waxaa ku jira dareenka;

- hubi joogaan in heshiiska ka mid ah waxyaabaha gaarka ah, ku xadgudubka qasad ah taas oo keeni karta joojinta hore ee uu: ka-reebanaan of heshiiska, mamnuucidda on diiwaangelinta qof, ganaax on dayactir ku, iyo sidoo kale waajib ku ah inay u wargaliyaan wax amaahiya ay dhacdo isbedel of shaqadaada;

- hubiyo in wax amaahiya aan si iskeed ah kor u qaadi kartaa dulsaarka amaahda ah;

- iyo, dabcan, si looga fogaado in default ah oo ku saabsan bixinta maxaa yeelay, wax amaahiya kiiskan xaq u leeyahay inuu joojiyo heshiiska si iskeed ah, waxay dalbadeen in uu bixiyo deynta si degdeg ah oo buuxa. Ikhtiyaar kale xun - aqalka loo gelin doonaa ilaa for xaraashka.

Waxaa jira Gudigga badan, sidaa darteed ikhtiyaarka ugu fiican noqon lahayd in ay muujiyaan hor inta aadan saxiixin heshiiska iyo qareen isaga la si ay ugala hadlaan dhammaan arrimaha muran macaamil ganacsi lacageed.

Alina Ovsyannikov

qalabka https://www.zaymer.ru/