Qoondaynta oo ah Accounts

The hawlaha xisaabiye kasta, iyadoo aan loo eegayn waxa ay shirkadda ama ururka uu u shaqeeyo, daruuri la xidhiidha xisaabaha. Dhamaan kala iibsiyada in xogta xisaabaadka la sameeyey iyaga. Si aad si fudud u sharax in qof xisaabiye, marar badan sheegeen in tani ay tahay xisaab haye ah. Haddaba bal aynu eegno erayga this si taxadir leh: xisaabiye - cid lagu hawlan dayactirka xisaabaadka. Taas waxaa raacda in nuxurka shaqada ee xisaabiye - si ay ugu adeegaan gaar ah account. Xisaabaadka ee xisaabinta sida ugu badan ee hawlaha ee dhaqaalaha. Ha lumaan in this set badan oo kala soocidda ka caawisaa in ay miisaamaan xisaabaadka ee xisaabaadka.

Waa maxay waxa ay kaa caawin? Xisaabaadka kala qaybsan yihiin kooxo si loo abuuro nidaam ah by kuwaas oo xisaabiye noqon lahaa fududahay in la shaqeeyaan. Si kastaba ha ahaatee, shaqo this waa arrin dhamaystiran, adag oo mugdi. Sidaas daraaddeed, haddii aan ka fiirsan tiriyo sida sayniska, si ay u kala saaraan xisaabaadka ay leeyihiin iyadoo la kaashanayo qaababka sayniska. Haddii aad weligaa bartay xisaabaadka, aad u badan tahay in la ogaado in ay jiraan isu dheelitirka, alaabada, dhaqaalaha, miisaaniyadda, dhaqaalaha, hantida, warshadaha, dardaro, gorfaynta iyo xisaabaadka kale group. Si kastaba ha ahaatee, kala soocidda this xisaab waa dhif codsatay in nolosha.

xisaabaadka barbarta sida caadiga ah waxay door bidaan in ay isticmaalaan in liiska hawlaha biilasha ay soo saareen dawladda ee. Qoondaynta xisaabaadka noocan qaybiyaa xisaabta ku xiran baaxadda waxqabadyada ay u adeegaan. Tusaale ahaan, waxaad keeni kartaa dhammaan erayada la yaqaan in ay yihiin labada xisaabay magacyada: "Cash", "Faa'iido", "Natiijada Financial".

Oo weliba habka ugu fiican u yaqaan xisaabaadka (classic xisaabaadka) kala qaybinaya saddex kooxood. Koox kasta waxaa ka mid ah xisaab in waxaa ka buuxa by isla xeerarka ku qiimaysay oo ah lacagta ugu dambeeya. Haddii debit wadarta - waa xisaab firfircoon, haddii credit ah - dadban haddii sabayn - firfircoon oo dadban. qeybinta noocan oo kale ah waxaa la xiriira sheet dheelitirka - document ugu weyn, kaas oo waa in si sanadle ah ka dhigi xisaabiye kasta. Active iyo caajis - laba tiirar warqada (Halkan magaca xisaabaadka). Hantida la tixgelinayo hantida, iyo caajis - ilaha hantida this. Iyada oo account firfircoon ma waa shaqo adag, laakiin biilasha xisaabaadka dadban mararka qaarkood keeni dhibaatooyin qaar ka mid ah. Si ay iyaga iska ilaali, waxaa muhiim ah in la xasuusto in dhammaan hawlaha la account ka dadban la sameeyey in image muraayad marka la barbardhigo firfircoon. Sidaas daraaddeed, haddii kororka account firfircoon waa la soo bandhigay in debit, ka dibna on account ka dadban - credit. Sidaas awgeed, dheelitirka (wadarta) ee xisaabaadka dadban waa in mar walba dhankiisa midig ee xisaabta (credit).

Xataa sahlan in la wareersan by buuxinta xisaab firfircoon-dadban. Tani waa xisaab gaar ahaan firfircoon, sida ay dheelitirka noqon kartaa oo keliya ma aha dadban ama si firfircoon ah. Waxaa laga yaabaa inuu muddo ka bedesho, ama ku yaal dadban iyo si firfircoon uga waqti.

Qoondaynta biilka xisaabaadka nooc dheelitirka maxkamad ku tilmaamay faahfaahsan ee tusaalaha. Ka soo qaad in aad go'aan ka si ay u iibsadaan qaboojiyaha cusub. Sida diiwaan on xisaabaha? (The magacyada xisaabaha ka qaado nolosha.) Waa maxay waxa aad lacag caddaan ah, waxaad bixin doontaa iibiyaha - waa isticmaalka for "jeebka" account firfircoon oo dadban waqti isku mid ah oo soo socda inuu count ee "Qalabka Home". Waxaad ku qaatay lacagtii, waxay noqdeen wax yar, laakiin aad hantida u korodho. Si kastaba ha ahaatee, haddii aad tahay on qaboojiyaha waxaynu amaah ah si aad u iibsato, ka dibna aad account "Card Credit" firfircoon-dadban noqon doonaa deynta si lacagta aad bixisay ee dukaanka. Haddaad wax amaahisaan lacag deris bishii la soo dhaafay on phone gadashada, oo isna aan weli soo celin doonaa, ka dibna la joogo oo aad u firfircoon-dadban account "Credit Card" ayaa miisaan debit (lagugu leeyahay bangiga) iyo amaah ( waa inaad deriskaaga a). Haddii ka dib iibsan qaboojiyaha aad ku noolaan karaan ilaa iyo dhamaadka bisha inta ka dhiman mushaharka, iyo sidaas oo kale in ay meel iska dhigeen, marka la gaaro dhamaadka bisha "Savings" xisaabtaada firfircoon-dadban yeelan doonaa dheelitirka credit ah (faa'iido), iyo haddii lacagta aad ma lahayn ku filan oo lahaa in aad is raagtaa lacag iyo waxa la geliyo raashin, "ayuu kaydka" isku account dhamaadka bisha yeelan doonaa dheelitirka debit ah (khasaaro). Xaaladda waxaa laga yaabaa in la beddelo bisha soo socota.