Amaah Car ama macaamiisha credit, waayo, taasu faa'iido dheeraad ah? Kaas oo si amaah ah in aad doorato: dib u eegista

Sida laga soo xigtay tirakoob, celceliska kharashka baabuurta ee Russia u imanayaa inuu 800 000 masaxo. Waxaa xusid mudan in ay xoogga saaraan xaqiiqda ah in tiradaasi kala duwanaan karaan ku xiran tahay gobolka, tusaale ahaan, gobolka Maritime, qadarka this ka gaari karin tirada nus milyan rubles. Jaleecada hore waxa cad in lacagtaas ma noqon karo nin fudud in jidadka si ay u helaan xitaa sannad. Si aad u caawiso, sida had iyo jeer, waxaa iman doona deyn. Inta badan dadka weydiin, "amaah Car ama credit macaamiisha, taas oo faa'iido dheeraad ah?". Si xooga ay guushu ku this ama in nooca amaahda, waxaa lagama maarmaan ah in la ogaado dhinacyada togan iyo kuwa taban ee deynta gaariga oo si xun amaah.

daymaha Car: faa'iidada iyo khasaaraha

1. Suurtagalnimada ee laga galo amaah ah ku macradka ah. Sababo la xiriira joogitaanka yar lacag caddaan ah lacag hormaris ah amaah ah, waxaad codsan kartaa, iyada oo aan ka fogaadaan kuwa iibiya ah.
2. Barnaamij balaaran oo amaah baabuur. Ku dhowaad dhammaan bangiyada bixiyaan adeegyo amaah si ay u iibsadaan ah "faras bir ah". Sababo la xaqiiqada ah in marka aad amaah ah bangiga si toos ah isu ilaalin doona by joogitaanka rahmad, go'aanka ku saabsan ansixinta amaah ah ayaa lagu arkay inta badan dhowr jeer oo ka go'aanka on credit macaamiisha.
3. dulsaarka Low. Si ka duwan deynta macaamiisha, halkaas oo heerka dulsaarka celcelis ahaan amaah ah waa 20%, deynta gaariga saaraysa ay u taagan at dulsaarka on daynta - 11-12% sannadkii. Baaq ka soo baxay General Motors horaantii sanadkan ku saabsan daryeelka caafimaadka ee soo saaraha American la warshadaha ee baabuurka Ruush, sababta oo ah ka dhicin baahida macaamiisha ee wax soo saarka ay ka dhigtay in ay suurto gal ah ay ku dhiirigelinayaan in baabuurta kale ee bixiya heshiisyo wanaagsan ee macaamiisha: heerka an dan-waqtiga oo dhan low amaah ah - 5-6%, ama Dhammaan ka maqan. In kasta oo xaaladda dhaqaale ee dalka ee muddada ah la siiyo waxaa loo doonayaa, waqtigan ma noqon karaan kuwo ku habboon gadashada baabuurka faa'iido. Dabcan, marka su'aasha ah: "amaah Car ama credit macaamiisha - taas oo ka wanaagsan," shaki la'aan ah, amaah ah loogu talagalay si ay u iibsadaan baabuur, saaraysa, Ku Guuleystay.
4. Awood la'aanta in ay gaariga ka iibiso cid saddexaad. Marka bangiyo deynta gaariga mar walba qaado aad ku balan qaaday baabuur ku iibsado, iyo TCP waa in bangiga ka hor taariikhda daynta. In the case of non-bixinta hay'adda credit aad amaah qaadataa in uu baabuur u gaar ah. Laakiin halkan si aad u trick qaar ka mid ah u tegi kartaa, haddii aadan haysan khayraadka dhaqaale lagama maarmaan ah in la sameeyo bixinta bishii kasta oo aad ka hadhay "meelo u dhashay." Si arrintan loo sameeyo, waxaad u baahan tahay in bilayska taraafikada tagaan, si ay u qoraan qoraal ah oo ku saabsan khasaaraha ka mid ah TCP iyo halka aad u hesho ka dib. Haddaba waad iibin kartaa gaariga oo lagu bixiyo amaahda. Laakiin falalka oo dhan kuwanu waa sharci darro!
5. caymiska khasabka ah ee Hull. Marka la samaynayo amaah baabuur, oo qararka oo dhan si khasab ah ay ku soo rogeen ku saabsan adeegyada macaamiisha caymiska qolof, haddii aad u jeceshahay ama ma. Saas ma aha ee, waxa la sameynayo ay guushu ku bangiyada si ay u ilaaliyaan naftooda.

credit Consumer: faa'iidada iyo khasaaraha

1. Isticmaalka lacagta caddaanka ah ee ikhtiyaarka kaliya. Thanks to amaah ah oo uu soo saaray weecinta ah waxaa suuro gal ah gadashada baabuurka loo isticmaalo la qiimo hooseeya, in la barbardhigo amaah gaariga, halka ay lacagta waxaa la bixiyaa oo kaliya iibka ah ee baabuurta cusub, marka laga reebo dhif / b y.
2. Buuxi asturidda gaarigiisa. Dabcan, tani waa faa'ido in design ah ee noocan ah amaah. Waxaad iibin karaa, isbedel, ku rid rahaamad uu "saaxiib", ma gudbaan line sharciga.
3. Suurtogalnimada ah failure in helitaanka credit. oo qararka oo dhan ma diyaar u yihiin in ay lacag ku siin, haddii aanay jirin rahaamad ama damiin. Marka tan la eego, amaah baabuur ama credit macaamiisha - taas oo faa'iido dheeraad ah? Dabcan, gadashada baabuurka bartilmaameedka lacag bangiga.
4. dulsaarka badan. In dhaqanka, heerka dulsaarka deynta macaamiisha waa had iyo jeer ka badan tahay deymaha gaariga.

amaah Car ama credit macaamiisha: dib u eegista

Sida dib u eegista ah, inta badan ee dadka Ruush jecel yahay in la isticmaalo deynta gaariga, diiradda ay fiiro gaar ah oo ku saabsan xaqiiqada ah in noocan ah daynta waa ka fudud si ay u helaan, iyada oo aan loo baahnayn "kaaftoomi", waxaana la soo heshii xaqiiqda ah in PTSD waxaa lagu ballan-qaaday in bangiga.

Laakiin waxaa jira kuwa si xoog leh ka soo horjeeda, hanuuniyey by xaqiiqada ah in marka aad gadaneyso baabuur on credit macaamilka dadka ay awoodaan in ay u isticmaalaan go'aankeeda gaar ah: in ay iska iibiso, in la beddelo, si ay u siiyaan iyo wixii la mid ah.

amaah Car ama macaamiisha credit - taas oo ka wanaagsan? 2014 sida tilmaame of xasillooni dhaqaale

qabateyn looga soo oogo, dhaca ku yimid qiimaha saliidda, oo horseeday in xasilooni ee Ruble ah. Marka tan la eego, inta badan ee bangiyada guud ahaan Russia ayaa adkeeyay shuruudaha helitaanka of credit macaamiisha, taas oo aan suurta galayn in la helo dadka dakhligoodu yar. amaah Car waa dhowaad ma saameeyeen, marka laga reebo dulsaarka sannadlaha dalacaad yar, iyo xaaladaha ay ahaayeen tezhe. Sidaas dib oo dhan, amaah baabuur ama macaamiisha credit a - taas oo faa'iido dheeraad ah? In 2014, mudnaanta waa amaah baabuur, iyadoo ay fududaato in diyaarinta iyo heerka xiisaha yar.

Sberbank "jirsado" deynta gaariga

Sberbank waa wakiilka ugu weyn ee bangiyada ay dawladdu leedahay. Ku dhawaad qoys kasta shaqeeyay bangiga this. Isagu ma fogaado dhinac iyo baabuur amaahda. Laakiin sabab u tahay xaaladaha ka jira dalka, Bank Savings ah dhamaadka 2014 ka gaabsaday in uu amaahda baabuurta iyo wareejiyay hawlaha si ay ilmaha "bangiga Setelem". Sidaas Su'aasha ah in waxa fiican in aad qaadato - amaah baabuur ama credit macaamiisha ee Bangiga Savings ah, waa ku tacaluqda. Haddii aad tahay qof macmiil ah oo joogto ah bangiga, waxaad u leeyihiin in ay ku tiirsan yihiin oo kaliya on deynta macaamiisha.

Reviews of Bank Savings nidaamka hore ee amaahda baabuur

Su'aasha ah waa maxay amaah baabuur ugu fiican ama macaamiisha ah waxaa inta badan looga hadlay forums credit in Bank Savings ah? Reviews waxay muujiyeen in dadka intooda badan door bidaan in ay qaataan amaah ah si ay u iibsadaan baabuur bangiga this, sababta oo ah dulsaarka soo jiidasho leh, marka loo eego hay'adaha kale ee dhaqaalaha. Laakiin qayb ka mid ah dadweynaha ayaa weli sugaya soo kabashada ee amaahda baabuur nidaamka bangiga.

Waa maxay amaah baabuur weli ka fiican ama amaah macaamiisha?

Jawaabay su'aasha ah: amaah Car ama credit macaamiisha - taas oo faa'iido dheeraad ah ", waa caqliga leh in ay ku sii deyn auto mudnaan sababtoo ah, marka hore, heerka amaahda had iyo jeer waa la taaban karo hoose, iyo marka labaad, ku dhowaad marnaba u baahan tahay ka qaybgalka ee labada dhinac saddexaad ka arrinsashada amaah iyo. saddexaad - bangiyada ugu bixiyaan bonus, barnaamijyo gaar ah deymaha baabuur oo xilligan xiisadda mararka qaado baabuur on credit waxaa suurtagal ah iyada oo aan lacag kasta haddii aad ka maqan tahay in ay ogaadaan riyooyinkooda - .. iibsato baabuur - arrin waxoogaa yar, waxaa fiican in ay ka faa'iidaystaan macaamiisha credit. Tani waxay badbaadin doona on koofiyado ay.